Tuesday, October 24, 2017
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Luckily, I Had Travel Insurance

I am proud to say I am very well traveled.  I’ve visited almost every part of the globe and stayed everywhere from cheap hostels in Europe to luxurious AllInclusive.co beach destinations.  With all the travelling I’ve done, I’ve had my share of unfortunate moments as many other world explorers do.

One of the scariest experiences of my life was when I got sick in Panama. I’ll never forget the experience. Before I got ill I was getting ready and making myself look beautiful for a night out on the town. We had planned on going out to eat than taking a walk on a romantic beach with drinks. I had no clue that I was about to experience one of the worst experiences in my life.

We went to a restaurant that seemed great, and I decided to order the chicken dish. Before leaving the house I had checked the reviews and not one person had something bad to say.

A couple hours after I ate, I immediately knew there was something wrong. I felt hot and my stomach was turning in every direction imaginable. I realized at this moment that I had gotten food poisoning at dinner. My initial reaction was that I wanted to take a flight home. Although I had spent thousands on the vacation, I knew I’d feel safer and secure if I could go to a hospital I was familiar with.

I was contacting my travel planner to arrange travel back to the states when I was hit with the stomach pain. I ran to the bathroom and in that moment realized I would be forced to go to a hospital in a different country. I must admit that this was one of my biggest concerns about traveling and was horrified the moment I realized it was becoming a reality.

Luckily, I had properly planned for an emergency by buying travel insurance. Although I had originally bought it in case something came up at work and I had to change dates, it came handy when I got sick in Panama. I will never go on a vacation ever again without purchasing travel insurance. It’s a small price to pay to have a peace of mind.

I called my travel insurance agent and he was immediately able to advise me on what to do. My insurance covered medical care and I was all set to go to the hospital without worrying about an astronomical medical bill.

After I got to the hospital, the first thing they asked me when I checked in was proof that I could pay for the expenses. I was relieved when they recognize and accepted the medical care that was available through my travel insurance. Although I had wished I could’ve gone home, I knew that obtaining immediate medical attention was essential. It just couldn’t wait.

What I learned from this vacation is to not take life for granted. Even though vacations are meant to be a fun getaway, you always have to prepare for the worst. If I hadn’t of previously bought travel insurance, I don’t know what I would’ve done. My options would have been to rack up a ridiculous bill or refuse to get the medical attention I needed. I recommend getting travel insurance to everyone since I went on vacation.

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